Hello everyone, today we are going to talk about deductibles. First let talk about what is a deductible. A deductible is the total amount you must pay out-of-pocket before your insurance starts to pay. Your deductible will reset to $0 at the end of your health insurance policy year. This means you will be liable to pay for all qualified services until your deductible is met for the year. For example, if your deductible is $1,000, then your insurance will not pay anything unti